Tourism in Europe: how to properly insure your car temporarily?
In Europe, your annual car insurance is often sufficient. But for countries outside the EU or in case of transit/registration, temporary insurance is the ideal solution for driving legally.
Planning a road trip across Europe with your car? Good news: if your annual policy is already recognized in the European Union, you're covered. However, for certain non-EU countries, or in specific situations such as imports or extended stays, temporary insurance is strongly recommended. This article guides you step by step to travel with peace of mind and in complete compliance.
What is temporary insurance in Europe?
Temporary car insurance (or provisional) is a short-term contract—often lasting 1 to 90 days—designed to cover your vehicle in specific cases: importation, excursion, loan, or stay outside of your usual scope. It includes mandatory third-party liability and can be enhanced with additional guarantees as needed.
Cases when temporary insurance becomes necessary in Europe
Insurance valid thanks to the green card
Conventional car insurance is generally sufficient for driving in the European Union, the European Economic Area (EEA), Switzerland, and certain neighboring countries. Civil liability is automatically covered.
When temporary insurance is needed
- Countries outside the EU or not covered : some countries (e.g. Algeria) do not accept the standard green card; specific border insurance is then essential.
- Import or transit : when traveling or purchasing abroad, temporary coverage may be required while obtaining definitive registration.
Practical tips for a successful subscription
Check the countries covered
Always check your green card to see if your insurance is valid. Some countries require a specific document, even if the European Union legally covers you.
Adapt the duration of the contract to the trip
Choose temporary insurance that suits your trip: a few days for a weekend, or up to 90 days for a longer road trip.
Consider additional guarantees
Depending on your destination and your profile, it may be wise to add assistance, glass breakage or driver protection to travel with complete peace of mind.
Why choose KT Tempo for your temporary insurance in Europe?
- Quick online subscription , with immediate certification
- Flexible coverage from 1 to 90 days
- Possibility of adding guarantees , depending on the trip or destination
- Expert support to anticipate specific needs (countries outside the EU, transit, etc.)
Conclusion
Traveling to Europe generally doesn't pose any insurance problems, provided your policy is recognized in the area. But for certain countries or specific situations, temporary insurance becomes essential to avoid any administrative or legal constraints. With KT Tempo , you can subscribe in just a few minutes , leave with peace of mind, and fully enjoy your adventure.