Temporary insurance rates 2025: comparative guide

In 2025, temporary insurance rates will range from €15 to €250 depending on the vehicle, duration, and coverage. Compare prices and find the right plan for you.

Taking out temporary insurance is sometimes essential to drive legally. But before choosing a policy, one question often arises: how much does it cost? In 2025, prices vary according to several criteria: the chosen duration, the type of vehicle, the driver's profile, and the included coverage. In this article, we offer a clear and practical comparison guide to help you understand temporary insurance rates and find the policy best suited to your needs.

What is temporary insurance and why does its price vary?

Temporary insurance covers a vehicle for a short period, usually ranging from 1 to 90 days .
Unlike annual insurance, its price is calculated based on several parameters:

• The duration of coverage (one day, one week, one month)
• The type of vehicle (car, van, camper van, truck, etc.)
• Driver profile (age, driving experience, insurance history)
• The chosen guarantees (civil liability only or additional options)

Average prices in 2025

Temporary car insurance for tourists

• Price for a day : between €15 and €25 for a standard vehicle.
• Price for one week : between €45 and €70 depending on the insurer and the guarantees.
• Price for one month : between €90 and €150 for full coverage.

Temporary utility vehicle insurance

• Light commercial vehicles (less than 3.5 T) : approximately €20–30/day or €100–160/month.
• Heavy goods vehicles and transporters : from €50/day, up to €250/month depending on load and usage.

Temporary motorhome insurance

• Short stays (weekend or holiday) : from €25 to €40/day.
• A full month : on average €110–180/month, with glass breakage and assistance options included.

Factors that affect the price

• The driver's age : a young driver will often pay more (surcharge).
• The bonus-malus system : a driver with a penalty or whose policy has been cancelled will see their premium increase.
• Geographical area : some departments are more exposed to disasters.
• The chosen guarantees : a basic liability insurance policy is cheaper than a policy including theft, fire and assistance.

Why choose KT Tempo?

At KT Tempo , we simplify your process:

• Get an instant online quote
• Transparent and competitive pricing
• Certificate received in a few minutes
• Flexible durations (from 1 day to 90 days)
• Partnership with recognized insurers

You know exactly how much you're paying, with no unpleasant surprises.

Conclusion

The cost of temporary insurance depends on many factors, but it remains an affordable and flexible solution for driving legally. Whether you need coverage for a few days or a full month, KT Tempo offers plans tailored to every situation.

👉 Get your free online quote now and subscribe in just a few clicks.