What duration should you choose for your temporary insurance?

Temporary insurance: tailored to your needs—1 day, 1 week, 1 month, up to 90 days. Avoid unnecessary expenses and choose the most appropriate term.

Need insurance for a short period, but you're unsure whether to cover a day, a week, or several months? The term you choose plays a key role—both in terms of budget and coverage that's right for your situation. Whether it's for a road trip, a loan vehicle, or waiting for a new registration, this article will help you choose the most appropriate and effective term.

What is term insurance and what terms are offered?

Temporary insurance covers a vehicle for a limited period, usually 1 to 90 days Depending on the insurer, some options offer daily, weekly, monthly agreements, up to a maximum of 3 months. .

Choose the right duration according to your situation

1. For a few days only

• 1 day : practical for a one-off trip, a vehicle test or to collect a vehicle without risk.
• Several days (1 to 7 days) : ideal for a weekend, a short trip or exceptional use.

2. For one to four weeks

• One week (7 days) : perfect for express missions or a quick move.
• One month (30 days) : suitable for longer uses such as a contract trial period or a temporary stay abroad.

3. Up to 3 months (90 days)

• 90 days maximum : this is the maximum regulatory duration often proposed, ideal for professionals in transit, import/export or terminated drivers requiring time to remobilize an annual contract.

Durations to avoid or limit

• Duration less than the minimum (e.g. 3 to 7 days depending on the insurer) may be restricted to certain profiles.
• Duration greater than 90 days : beyond this, an annual contract generally becomes more advantageous .

Why is duration so important?

• Tiered pricing : Insurance is often more expensive per day over the short term, but becomes more economical for monthly or longer terms.
• Matching real need : avoid paying for unused days — a whole month is relevant when you know the duration is fixed, compared to a week if your journey is short.
• Compliance with legal obligations : ensuring uninterrupted coverage, while remaining within regulatory limits.

Why choose KT Tempo depending on the duration chosen?

• Subscription flexibility : choose the exact duration (1 day to 90 days) without a long commitment.
• Transparent quote : prices adapted to your needs, with visibility from the start.
• Immediate certification : simple subscription, certification sent in a few minutes.
• Personalized advice : we help you calibrate the ideal duration according to your situation (travel, import, waiting, etc.).

Conclusion

The right duration for your temporary insurance depends on your actual needs: one day for a short trip, a week or a month for intermediate projects, up to 90 days for extended uses such as imports or cancellations. With KT Tempo, choose tailor-made protection, just for the time you need—no more, no less.