How to insure a quad for a weekend outing
For a weekend quad biking, temporary off-road liability insurance ("quad") covers compulsory civil liability, 0 km assistance and, optionally, vehicle damage or theft, for €30–50/day.
Heading out on a quad bike for a weekend of adventure requires more than just a helmet and gloves: you absolutely need the right insurance . In France, all motorized land vehicles, including off-road quads, must be covered for Civil Liability from the first kilometer (article L211-1 of the Insurance Code). Temporary insurance is the ideal solution for outings of 1 to 3 days without committing to an annual payment. In this guide, KT Tempo explains step by step how to subscribe, which guarantees to choose and at what price.
Why temporary quad insurance?
Legal obligation
Any quad bike traveling off-site must be insured for "off-road" liability , even for a short outing. Driving without insurance results in a fine of €3,750, vehicle immobilization, and license suspension.
Flexibility and savings
Rather than taking out an annual contract, temporary insurance covers you for exactly the duration of your getaway: from 1 to 90 days . You pay per day – ideal for a weekend – and benefit from immediate certification .
Which guarantees should you choose?
1. All-terrain Civil Liability (CL)
- Mandatory coverage : bodily injury and material damage caused to others.
- Ceiling : often unlimited or ≥ €1 million.
2. 0 km assistance
- Towing on rough terrain or off-road
- Basic mechanical troubleshooting
- Repatriation of the vehicle and driver in the event of a serious breakdown
3. Damage to the quad (optional)
- All risks for your machine: breakage, overturning, collision
- Broken parts (windshield, headlights if present)
-
Theft and vandalism : very useful when bivouacking
Indicative prices for a weekend
| Duration | RC + assistance (€/day) | RC+assistance+damage (€/day) |
|---|---|---|
| 1 day | 30 – 35 € | 45 – 55 € |
| 2 days | 28 – 32 € | 42 – 50 € |
| 3 days | 25 – 30 € | 38 – 45 € |
Prices vary depending on:
- Quad displacement
- Driver profile (age, license length)
- Geographic area (rough terrain, etc.)
How to subscribe in 5 minutes?
- Visit kttempo.com
- Select “Quad / SSV” as the vehicle type
- Indicate your departure dates and driver information
- Choose your guarantees (liability, assistance, damage)
- Pay online and receive the immediate certificate by email
Tips and best practices
- Check that your quad is approved and registered, or benefit from specific SSV coverage.
- Test your route and optionally report extreme off-piste to avoid exclusions.
- Limit the group to a maximum of declared drivers for optimal coverage.
- Keep a paper and digital copy of your certificate in areas with poor network coverage.
Conclusion
For a weekend quad biking trip, temporary insurance guarantees you legal coverage tailored to your trip, without an annual commitment or complex formalities. With KT Tempo , subscribe in just a few clicks, benefit from an immediate certificate and set off with peace of mind, whatever your adventure terrain.
👉 Insure your quad for the weekend now on kttempo.com and receive your cover instantly.