Temporary insurance for utility vehicles: instructions for use
Moving, one-off assignment, imported vehicle: temporary utility insurance covers your needs from 1 to 90 days at a competitive price.
Need to insure a van for just a few days or weeks? Whether it's for a move, a one-off assignment, or a borrowed vehicle, temporary van insurance is the ideal solution. Flexible and quick to apply, it allows you to drive legally without having to commit to a full year. Let's find out how it works, when to use it, and how much it costs.
What is temporary utility insurance?
Temporary utility insurance is a short-term contract covering a light utility vehicle (less than 3.5 T) or a heavy goods vehicle for a period ranging from 1 day to 90 days .
It generally includes compulsory civil liability and can be supplemented by optional guarantees (assistance, glass breakage, theft, fire).
When should you take out temporary utility insurance?
For a move
If you rent or borrow a van to transport your belongings, temporary insurance is necessary to be covered.
For a one-off professional mission
Tradespeople, delivery drivers, or businesses may need a utility vehicle for a short period of time. Temporary insurance is a practical alternative without signing up for an annual contract.
For an imported or transit vehicle
A utility vehicle purchased abroad must be insured immediately, even while awaiting final registration.
For a vehicle that is immobilized but used exceptionally
A utility vehicle that is decommissioned or rarely used must be covered before being put back into circulation.
What are the rates for temporary utility insurance?
Light utility vehicles (less than 3.5 T)
- Around €20 to €30 per day
- 100 to 160 € per month , depending on the guarantees chosen
Heavy goods vehicles and professional vehicles
- From €50/day
- Up to €250/month , depending on size and usage
Documents required for subscription
To provide a utility temporarily, it is generally necessary to provide:
- The vehicle registration document (or provisional certificate)
- A copy of the driver's driving license
- A certificate of no claims in certain cases (if the driver has a penalty or has had his insurance terminated)
Why choose KT Tempo for your utility vehicle?
With KT Tempo , subscribing takes just a few minutes:
- Immediate online quote
- Certificate sent by email within the hour
- Flexible duration from 1 day to 90 days
- Competitive and transparent rates
- Network of recognized partner insurers
Conclusion
Temporary van insurance is a simple, fast, and cost-effective solution to cover your occasional needs. Whether you're an individual or a business, it allows you to travel with complete peace of mind, without any long-term commitment.
👉 Need immediate coverage? Get your free quote now from KT Tempo and insure your van in just a few clicks .