Temporary Insurance for Trailers: Why is it Important?
Temporary trailer insurance is essential to comply with the law and protect against risks during occasional use.
Trailers are essential tools for many activities, whether it’s transporting equipment, goods or even vehicles. However, many people underestimate the importance of taking out temporary trailer insurance when they are used occasionally. This type of insurance is a flexible and cost-effective solution to cover the risks associated with their use for a limited period of time.
What is Temporary Trailer Insurance?
Temporary trailer insurance provides specific coverage for a set period of time, typically 1 to 90 days. Unlike traditional insurance, it does not require a long-term commitment and is ideal for one-off needs.
It generally covers :
- Civil liability : Mandatory, it compensates for damage caused to third parties.
- Material damage : Protection in the event of accidents or collisions involving the trailer.
- Theft or fire : Depending on the guarantees subscribed, these risks may also be covered.
Why is it essential?
- Compliance with Legal Obligations: In France, any trailer with a gross vehicle weight (GVW) greater than 750 kg must have its own insurance. Even for lighter trailers, it is essential to check whether they are covered by the towing vehicle's insurance. Temporary insurance allows you to comply with the law for limited use.
- Accident Protection: When a trailer is involved in an accident, the damage caused can be significant. Without adequate insurance, the owner could be held responsible for repairs or medical expenses. Temporary insurance protects against these unforeseen events.
- Suitable for Occasional Use: If you only use a trailer occasionally, for example for a move or specific transport, annual insurance can be expensive and unnecessary. Temporary insurance offers a flexible and cost-effective solution.
- Extended Coverage for Specific Risks: Certain activities, such as the transport of goods or vehicles, present specific risks. A well-chosen temporary insurance policy can include additional guarantees to meet these needs.
When to Buy Temporary Trailer Insurance?
Temporary insurance is ideal in several situations:
- For one-off needs : Moving, exceptional transport or occasional event.
- When buying or selling : If the trailer is in transit between the old and new owner.
- For loan or rental : When the trailer is used by a person other than its usual owner.
- Before final registration : Temporary coverage until the trailer is permanently registered and insured.
Why Choose KT Tempo for Temporary Trailer Insurance?
At KT Tempo we understand the specific needs of trailer users. That is why we offer flexible and fast solutions tailored to each situation.
Our benefits include:
- Quick online subscription : Receive your certificate in just a few minutes.
- Customizable durations : Coverage from 1 to 90 days according to your needs.
- Custom options : Guarantee against theft, fire or material damage.
- 24/7 Support : A dedicated team to support you in case of problems.
Conclusion
Temporary trailer insurance is an ideal solution to meet one-off needs while complying with legislation. It offers flexible, economical and comprehensive coverage to protect your equipment and avoid complications in the event of an incident.
Contact KT Tempo today to purchase temporary insurance tailored to your needs and enjoy complete peace of mind.