Temporary insurance for quads: everything you need to know
Temporary quad insurance is a flexible solution that allows you to cover these vehicles for a short period of time. It is ideal for owners who use their quad seasonally or occasionally. Here is everything you need to know about this insurance:
1. What is Temporary Insurance for Quads?
Temporary quad insurance offers coverage for a limited period of time, usually from 1 to 90 days. It allows you to ride legally for occasional use, such as for leisure outings or a specific event.
When to take out temporary insurance?
- Seasonal use of the quad.
- Loan of the vehicle to a third party for a limited period.
- Importation or resale of the quad, requiring temporary coverage.
2. Guarantees of Temporary Insurance for Quads
Temporary insurance offers similar guarantees to traditional insurance, adapted to a short duration. You can choose the guarantees that meet your specific needs.
The main guarantees include:
- Compulsory civil liability : Covers damage caused to third parties.
- Vehicle Damage : Optionally, this warranty covers repairs in the event of an accident, even if you are at fault.
- Theft and fire : Covers risks related to theft or destruction of the quad by fire.
- Breakdown assistance : Coverage of towing or repairs in the event of a breakdown.
3. The Advantages of Temporary Insurance for Quads
Taking out temporary insurance for an ATV has several practical and economical advantages.
Why choose temporary quad insurance?
- Flexibility : Cover only the periods when you actually use the vehicle.
- Savings : You avoid paying annual insurance for a vehicle used occasionally.
- Simplicity : Quick online subscription, with immediate certification.
4. How to Subscribe to Temporary Insurance for Quads?
Subscription is quick and easy. You can do it online by providing information about the vehicle and the desired coverage period.
The subscription steps:
- Select the coverage duration (from 1 day to 3 months).
- Enter the information on the quad (registration document, model, registration).
- Choose the guarantees you want.
- Get your insurance certificate immediately.
5. Who Can Subscribe to Temporary Insurance for Quads?
Temporary insurance is available to any driver who owns a quad bike, provided they meet certain minimum conditions, such as age and driving experience.
Subscription conditions:
- Be over 21 years old.
- Hold a valid quad driving license (or car license, depending on the legislation).
- Have at least two years of driving experience.
Conclusion
Temporary quad insurance is a flexible and cost-effective solution, perfectly suited to owners who only use their quad occasionally. Whether for a leisure outing or for a specific event, it allows you to ride with complete peace of mind with coverage tailored to your needs.
Contact KT Tempo today to get a quote and purchase temporary insurance tailored to your quad .