Temporary motorhome insurance: rates and key guarantees
Temporary motorhome insurance costs between €30 and €60 per day depending on the duration and options, and includes at least third-party liability, roadside assistance, and can cover glass breakage and theft for a worry-free trip.
Setting off on an adventure in a campervan offers unparalleled freedom: flexible itineraries, mobile accommodations, immersion in nature... But before setting off, it's essential to be covered, even for short-term use. Temporary campervan insurance is the ideal solution for stays of a few days to a few months, without committing to an annual policy. In this guide, KT Tempo details the rates and essential guarantees for driving with complete peace of mind.
1. Indicative rates according to duration
| Duration of coverage | Estimated daily rate | Estimated monthly rate |
|---|---|---|
| 1 to 7 days | 50 € – 60 €/day | – |
| 8 to 30 days | €40 – €50/day | €1,200 – €1,500/month |
| 31 to 90 days | €30 – €40/day | €900 – €1,200/month |
Prices vary depending on:
- The tax power of the motorhome
- The driver's profile (age, length of license)
- The expected mileage
- The options subscribed to (seat-seat, tires, etc.)
2. Mandatory and optional guarantees
Civil Liability (CL)
Minimum legal coverage :
- Bodily injury and material damage caused to a third party
- Generally unlimited ceiling
0 km assistance
Essential for a recreational vehicle:
- On-site towing
- Rapid mechanical or electrical repairs
- Driver and passenger support
Broken glass
Recommended option for cell windows and windshield:
- Repair or replacement without excess (depending on contract)
- Protection of often fragile panoramic glazing
Theft and vandalism
Protects against:
- Theft of vehicle or equipment (mobile home)
- Acts of vandalism in parking areas
- Compensation after filing a complaint
3. How to subscribe in 5 minutes
- Online form : indicate model, registration, dates
- Choice of guarantees : check civil liability, assistance, glass breakage, theft
- Secure payment : bank card or e-wallet
- Immediate certification : received by email in green card format
- Protected departure : print or keep on mobile
4. Tips to optimize your contract
- Limit the duration : adjust your travel dates as closely as possible
- Check the deductibles : opt for a formula with no deductible for glass breakage
- Add the “tires and rims” option if you are going off-road
- Take advantage of long-term offers : for 60 days or more, the price drops significantly
Conclusion
Temporary motorhome insurance is a flexible and cost-effective way to cover your getaways without an annual commitment. With KT Tempo , you can benefit from competitive rates , instant subscription and comprehensive guarantees (liability, assistance, glass breakage, theft).
Ready to hit the road? Get your free quote online and receive your immediate certificate.
👉 Subscribe now at kttempo.com and leave with peace of mind!