Temporary fleet insurance: a flexible solution for transport companies

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Temporary fleet insurance offers transport companies tailor-made coverage for 1–90 days , allowing them to manage occasional or seasonal needs without committing to an annual contract, with flexible guarantees (liability, damage, assistance) and 100% online subscription.

Transport companies face fleet fluctuations: leased vehicles, seasonal reinforcements, customer trials, or trucks in transit. An annual contract can become unsuitable and costly for these occasional needs. Temporary fleet insurance offers a flexible solution to cover your entire fleet for specific periods, from 1 to 90 days, without long-term commitment or hidden fees.

1. Why choose temporary fleet insurance?

1.1 Flexibility and adaptability

The formula covers all types of vehicles (buses, coaches, trucks, trailers) for the exact duration of the mission, avoiding the additional cost of an annual contract.

1.2 Cost savings

You only pay for the days of use, which significantly reduces expenses when your fleet is partially idle or in rotation.

1.3 Speed ​​of subscription

Online registration allows you to obtain an immediate certificate by email, ideal for urgent or unforeseen needs.

2. The guarantees offered

2.1 Civil Liability for Transport

Covers material and bodily damage caused to third parties during one-off missions , mandatory from the moment the vehicle is put into circulation.

2.2 Vehicle Damage

Limited or complete "omnium" option for collisions, fires, thefts and broken glass, adapted according to the type of vehicle (truck, utility vehicle, bus).

2.3 24/7 Support

Breakdown and towing service 0 km , essential for journeys on isolated roads or in dense urban areas.

2.4 Goods Warranty

Compensation for goods transported in case of breakage or theft is crucial for high-value, one-off freight.

2.5 Legal protection

Coverage of legal and procedural costs in the event of a dispute related to a mission (damages, contractual liability).

3. Pricing and duration

• 1–7 days : maximum daily rates (e.g. 80–100 €/day for PL, 50–70 €/day for utility vehicle).
• 8–30 days : prices decrease (e.g. 60–80 €/day).
• 31–90 days : best conditions (e.g. €50–65/day).
  Prices vary depending on power , tonnage and driver profile .

4. Vehicles covered

• Heavy goods vehicles and trucks : transport of goods (HGVs & semi-trailers).
• Buses and coaches : shuttles, occasional excursions.
• Trailers and semi-trailers : seasonal or exceptional use.
• Utility vehicles : vans for tradespeople and logistics professionals.

5. Best practices for subscribing

1. Map your needs : list the vehicles and precise durations.
2. Compare quickly : use specialized platforms like KT Tempo
3. Choose the key options : opt for RC + assistance at a minimum, then add damage and goods.
4. Anticipate the duration : subscribe as soon as the mission is confirmed to avoid any uncovered areas.

Conclusion

Temporary fleet insurance is the ideal solution for the occasional needs of transport companies: flexibility, savings, and comprehensive coverage guarantee business continuity without annual commitments. With KT Tempo , benefit from quick online enrollment, personalized quotes, and customizable coverage for all your vehicles, from trucks to vans.

👉 Request your free quote now on kttempo.com and optimize the management of your temporary fleet!