Temporary fleet insurance: a flexible solution for transport companies

Temporary fleet insurance offers transport companies tailor-made coverage for 1–90 days , allowing them to manage one-off or seasonal needs without committing to an annual contract, with flexible guarantees (liability, damage, assistance) and 100% online subscription.

Transportation companies face fleet fluctuations: leased vehicles, seasonal reinforcements, customer trials, or trucks in transit. An annual contract can become unsuitable and costly for these one-off needs. Temporary fleet insurance offers a flexible solution to cover your entire fleet for specific periods, from 1 to 90 days, with no long-term commitments or hidden fees.

1. Why choose temporary fleet insurance?

1.1 Flexibility and adaptation

The formula covers all types of vehicles (buses, coaches, heavy goods vehicles, trailers) for the exact duration of the mission, avoiding the additional cost of an annual contract.

1.2 Cost savings

You only pay for days of use, which significantly reduces the expense when your fleet is partially inactive or rotating.

1.3 Speed of subscription

Online subscription allows you to obtain an immediate certificate by email, ideal for urgent or unforeseen needs.

2. The guarantees offered

2.1 Transport Civil Liability

Covers material and bodily damage caused to third parties during one-off missions , mandatory from the time the vehicle is put into circulation.

2.2 Damage to the vehicle

Limited or comprehensive “comprehensive” option for collisions, fires, theft and glass breakage, adapted according to the type of vehicle (truck, utility vehicle, bus).

2.3 24/7 Support

0 km breakdown and towing, essential for journeys on isolated roads or in dense urban areas.

2.4 Goods warranty

Compensation for transported goods in the event of breakage or theft, crucial for high-value one-off freight.

2.5 Legal protection

Coverage of legal and legal costs in the event of a dispute relating to a mission (damages, contractual liability).

3. Pricing and duration

• 1–7 days : maximum daily rates (e.g. €80–100/day for HGV, €50–70/day for van).
• 8–30 days : decreasing prices (e.g. €60–80/day).
• 31–90 days : best conditions (e.g. €50–65/day).
  Rates vary depending on power , tonnage and driver profile .

4. Supported Vehicles

• Heavy goods vehicles and trucks : transport of goods (HGVs & semi-trailers).
• Buses and coaches : shuttles, occasional excursions.
• Trailers and semi-trailers : seasonal or exceptional use.
• Utility vehicles : vans for tradespeople and logistics professionals.

5. Best practices for subscribing

1. Map your needs : list the vehicles and specific durations.
2. Compare quickly : use specialized platforms like KT Tempo
3. Choose the key options : opt for at least RC + assistance, then add damage and goods.
4. Anticipate the duration : subscribe as soon as the mission is confirmed to avoid any uncovered areas.

Conclusion

Temporary fleet insurance is the ideal solution for the occasional needs of transport companies: flexibility, savings and comprehensive coverage guarantee the continuity of your business without annual constraints. With KT Tempo , benefit from fast online subscription, personalized quotes and flexible guarantees for all your vehicles, from heavy goods vehicles to utility vehicles.

👉 Request your free quote now at kttempo.com and optimize the management of your temporary fleet!