Temporary insurance and foreign license: how to do it?

Foreign drivers can purchase temporary insurance (1–90 days) online in France provided they have a valid license, accompanied by a translation or international license, and have a minimum of two years of driving experience—the green card is received immediately and covers civil liability and recourse.

A foreign driving license can complicate the purchase of an annual car insurance policy in France, often due to the lack of history with insurers. The ideal alternative? Temporary insurance —flexible, fast, and suitable for non-French licenses. Here's how to apply effectively, comply with legal requirements, and obtain compliant coverage.

1. Which license is valid in France?

European driving licences (EU/EEA)

Valid without exchange required, subject to validity and absence of violations. You can access temporary insurance without additional formalities. .

Non-European permits

Valid in France for 1 year for non-residents, provided they are issued before your residence permit or are accompanied by an official translation or an international driving licence .

2. Why choose temporary insurance?

  • 100% online subscription , in just a few minutes
  • Green card received immediately , to travel legally upon subscription
  • Eligible even if the permit is foreign, subject to validity
  • First-minute coverage — ideal for short stays or imports

3. Documents required to subscribe

  • Valid driving license (with official translation or international license if outside the EU)
  • Copy of the vehicle registration document (or WW plate in case of importation)
  • Proof of identity (passport, identity card)
  • (Sometimes) proof of address for residents (non-EU permits).

4. Guarantees included and options available

Included in the basic package

  • French civil liability (mandatory)
  • Defense appeal

Possible options depending on the insurer

  • Roadside assistance
  • Procedures to follow in the event of an accident or disaster
  • Europe extension for cross-border stays.

5. Express subscription steps

  1. Check the validity of your license according to its origin
  2. Prepare the required documents
  3. Access the online simulator (e.g. KT Tempo)
  4. Choose the duration (1–90 days as needed)
  5. Pay online, green card sent immediately — you're covered!

6. Special cases & limitations

  • Young foreign drivers (< 21–23 years old or recent license) may incur additional premiums.
  • Stays exceeding 1 year (non-EU) require the exchange of the license , and standard insurance, with compulsory French registration.
  • Vehicles not registered in FR : covered via temporary “border” or import (WW) insurance for 30–90 days.

Conclusion

Whether you're an expat, student, tourist, or importing a vehicle, temporary insurance for a foreign license is a flexible, legal, and fast solution. A valid license, the right documents, and online access are all you need to drive with complete peace of mind.
To simplify your process, KT Tempo supports you with express subscription, clear prices and a service dedicated to foreign licenses.

👉 Request your instant quote and receive your green card in just a few minutes at kttempo.com

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